the Next Billion

True Credits, the licensed lending arm of the RBI authorised a fintech app - True Balance, provides innovative financial services to empower the next billion unbanked users in India. An industry disruptor - True Credits is focused on that section of the economy that needs quick access to credit for their livelihood.

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Simple, Secure and Transparent

With the needs of the consumers being urgent, True Credits provides financial services which are simple and secure with 100% transparent processes.

24 Hours Approval
5 Simple Steps

24*7 Available

5 Simple Steps


24*7 Available

Unlike others, our commitment to you is not time bound, we are available 24 hours, all days around the year. There’s no reason that stops us from serving you.


Instant Disbursal

Needs don’t wait, and neither do our consumers for the disbursal. True Credits guarantees instant disbursal of the loan amount.


100% Safe & Secure

True Credits being a licensed NBFC, follows every protocol to protect user’s information & best lending practise.

Our Service Features

Minimal Documentation for Collateral Free Loans

Minimal Documentation for Collateral Free Loans

True Credits requires minimal paperwork and details to apply for collateral-free loans.

No Pre-payment Charges

Consumers can pre-pay the loans at zero extra costs.

No Pre-payment Charges

RBI Licensed NBFC

RBI Licensed NBFC

We follow best lending practise and provide safe lending environment.

Instant & Fast

Instant & Fast

Funds are credited to the beneficiary’s accounts immediately after disbursement in a fully hassle-free process.


Making Finance Available For All

Our rate of interest is industry defining which makes loans affordable for all. Got rejected by others, try us.

We will be  your first partner in financial need and grow with you 
as your financial partner.