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the Next Billion

True Credits, the licensed lending arm of the RBI authorised a fintech app - True Balance, provides innovative financial services to empower the next billion unbanked users in India. An industry disruptor - True Credits is focused on that section of the economy that needs quick access to credit for their livelihood.

Scan QR Code to Download the True Balance App


Simple, Secure and Transparent

With the needs of the consumers being urgent, True Credits provides financial services which are simple and secure with 100% transparent processes.

24*7 Available

5 Simple Steps

Our Service Features

Minimal Documentation for Collateral Free Loans

True Credits requires minimal paperwork and details to apply for collateral-free loans.

Consumers can pre-pay the loans at zero extra costs.

No Pre-payment Charges

RBI Licensed NBFC

We follow best lending practise and provide safe lending environment.

Instant & Fast

Funds are credited to the beneficiary’s accounts immediately after disbursement in a fully hassle-free process.

About CKYC India

Central KYC Registry is a centralized repository of KYC records of customers in the financial sector with uniform KYC norms and inter-usability of the KYC records across the sector with an objective to reduce the burden of producing KYC documents and getting those verified every time when the customer creates a new relationship with a financial entity.


Making Finance Available For All

Our rate of interest is industry defining which makes loans affordable for all. Got rejected by others, try us.

We will be  your first partner in financial need and grow with you 
as your financial partner.

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