Loan offers displayed to users are ranked using a transparent and uniform logic to ensure fairness and clarity.

Ranking can depend on factors like 

• APR,

• PF, 

• Interest rate, 

• Loan amount, 

• Disbursal speed, 

• User filters for sorting post-ranking are allowed which can be developed if required. 

• User actions (CTR, approvals, disbursals)

• Any other criteria as may be decided from time to time subject to approval of the Committee. 

Lower-cost offers appear higher in the list.

Where offers have a similar cost, additional factors such as disbursement amount and applicable charges may be considered.

All eligible offers are displayed to users, and the same ranking logic is applied consistently for everyone.